SoftInquiries

Health

How Long Do Inquiries Stay on Your Credit Report?

Different Types of Inquiries and Their Impact on Your Credit Score Credit inquiries are requests made by lenders or creditors to access your credit report and assess your creditworthiness. There are two types of credit inquiries: hard inquiries and soft inquiries. Hard inquiries occur when you apply for credit, such as a mortgage, car loan, or credit card. They are…