UnderstandingCreditCardLegalities

Lifestyle

How Old Do You Have to Be to Get a Credit Card?

Age Requirements for Getting a Credit Card In the United States, the age requirement for obtaining a credit card is 18 years old. This is because the Credit CARD Act of 2009 made it illegal for anyone under the age of 21 to get a credit card without a cosigner or proof of independent income. However, some credit card issuers…